Platform

Two Markets. Two Workflows. One Platform.

The same weather can create different financial exposures—and require different ways of managing them.

The Energy Weather Risk Economy and the Insurance Weather Risk Economy begin from a common foundation. Both need to understand weather, quantify its financial impact, underwrite and price risk, and determine how that risk should be managed or transferred.

From there, the workflows diverge.

Energy participants typically manage weather risk through financial products, derivatives, structured products, hedging, trading, and settlement. Insurance participants manage weather risk through insurance programs, underwriting, policy administration, reinsurance, and claims or parametric payments.

ClimateDelta is designed to support both.

Energy Weather Risk Workflow
Insurance Weather Risk Workflow
Identify Exposure
Identify Exposure
Analyze Weather Risk
Analyze Weather Risk
Structure Product
Design Coverage
Underwrite & Price
Underwrite & Price
Execute
Capitalize
Monitor
Quote / Bind / Issue
Settle
Administer & Monitor
Manage Portfolio
Settle / Pay
Manage Portfolio & Reinsurance

The distinction matters. An energy participant should work within the terminology, processes, and financial structures of the Energy Weather Risk Economy. An insurance participant should experience ClimateDelta through the language, processes, and structures of insurance.

ClimateDelta provides the common foundation beneath those workflows while allowing each market to operate in the way that fits its business. Shared capabilities can remain shared. Market-specific processes can remain specialized.

And the architecture can extend beyond these two markets. As new applications for weather risk emerge, ClimateDelta can support additional workflows built upon the same operating foundation.

Different markets. Different workflows. One platform.